Saral Banking owned by the spices research and consultancy located in UN Park, Lalitpur heartily welcomes you to the site.

Before you use this site, we request you to go through all the terms and conditions and the privacy policy provided on the website. Please don’t use the service or product of a website if you don’t agree with the website's terms and conditions and privacy policy. Saral Banking Terms and conditions are reviewed and updated at any time, so, we request you to go through our terms and conditions on regular basis. We are not liable for the loss in case of changed terms and conditions. The service provided by Saral Banking through the website is only available for use in Nepal.


Saral Banking owns all the rights, title, or interest of the services (whether registered or not) provided by it, and customers are not allowed to disclose confidential information without the consent of Saral Banking.

Customer is provided limited access to the website for their personal use and this does not provide any kind of rights to customers to download, copy, create a derivative work from, modify, reverse engineer, reverse assemble or otherwise attempt to discover any source code, sell, assign, sub-license, grant a security interest in or otherwise transfer any right in the Services. Customers  do not have the right to use any of Saral Banking's trade names, trademarks, service marks, logos, domain names, and other distinctive brand features

2.Privacy Policy

By using this website, Customers are bounded to our Privacy Policy and provide consent to collect the required customer information.

3.Our Partners

The loan or financial products displayed on the website, Offered by third parties or our partners are not specially specified, recommended, advised, or imply by Saral Banking in favor/against such third parties or their products. You agree that Saral Banking is in no way responsible for the accuracy, timeliness or completeness of information it may obtain from these third parties.

Interaction between third party and customers accessed through the Website is at your own risk, and Saral Banking will have no liability with respect to the acts, omissions, errors, representations, warranties, breaches, or negligence of any such third parties or for any personal injuries, death, property damage, or other damages or expenses resulting from your interactions with the third parties.

while making an application through the Website for a financial product offered by financial partners (Banks, Insurance, and others), you agree that the credit shall be at the sole options of those financial partners. Any kind of delay, rejection, or approval of application through the website shall not be held liable to Saral banking.


Saral Banking is dedicated to providing content up-to-date, complete, comprehensive, accurate, or applicable to your circumstances. But Saral Banking makes no warranty if these features are not achieved. Saral Banking also does not provide any warranty if the website is interrupted because of technical issues.

The content provided on the website is for providing information regarding financial services but is not advice, endorsement, advertisement, promotion, or marketing of such services.

As authorized by Nepal Rastra Bank, Saral Banking, either directly, or through its business partners/vendors may enter into agreements with a third-party payment gateway for collection, refund, and remittance and facilitate payment between you, Saral Banking, and its partners.

While availing any of the payment method/s available on the Website, Saral Banking will not be responsible or assume any liability, whatsoever in respect of any loss or damage arising directly or indirectly to you due to:

1. Lack of authorization for any transaction/s, or

2. Any payment issues arising out of the transaction, or

3. Illegitimacy of the payment methods (credit/debit card frauds etc.) being used by you;

4. Decline of transaction for any other reason(s)

You hereby agree to provide accurate information, such as credit/debit information for purchasing any Service or product on or through the Website. You further warrant that you shall not use payment information or instrument that is not lawfully owned by you. In addition to these terms of use, the terms and conditions of the bank or other financial institution shall also be applicable to every user. The Website disclaims any liability arising out of declining payment by such bank or financial institution.


Saral Banking will not be liable for :

  1. any injury, death, loss, claim, act of god, accident, delay, or any direct, special, exemplary, punitive, indirect, incidental or consequential damages of any kind.
  2. any damages to or viruses that may infect your computer equipment or other property as the result of your access to the Website or your downloading of any content from the Website.
  3. Saral Banking has no control over third parties,so, Saral Banking is not liable for any kind of inconvinence caused by the third parties.



You agree to the terms and conditions of websites. Hence, any kind of  breach of these Terms, violation of any law or the rights of a third party, you agree to indemnify and hold Saral Banking harmless from any and against any claims, causes of action, demands, recoveries, losses, damages, fines, penalties or other costs or expenses of any kind or nature, including reasonable attorneys' fees, or arising out of

6. Wavier

Any failure or delay by Saral Banking to enforce or exercise any provision of these Terms, or any related right, shall not constitute a waiver by Saral Banking of that provision or right. Any waiver of any provision shall only be effective if made in writing and executed by a duly authorized officer of Saral Banking.


If the performance of Services/Website by Saral Banking  is prevented, restricted, delayed, or interfered with by any kind of reason that is beyond the control of Saral Banking and cannot be prevented then Saral Banking  shall be excused and discharged from amount to a breach by  Saral Banking of its obligations herein or incur any legal liability on Saral Banking from such performance